Living with a disability in Florida can be challenging, and you’re not alone—about 25% of Florida residents have some form of disability.
Many struggle to find and keep jobs, access financial benefits, or navigate insurance claims. That’s where a Florida disability lawyer can help.
Managing daily routines and maintaining a healthy work-life balance isn’t made easier by the complex processes involved in securing insurance or Social Security benefits. The paperwork and rules can feel overwhelming, and having expert advice can make all the difference.
The Social Security disability lawyer helps disabled individuals understand their rights and navigate these systems.
Here are some of the ways how you get the needed support:
They help fight for your Rights Against An Insurance Company.
Disability insurance companies focus on making profits, often by minimizing the benefits they pay out. This leaves many disabled Florida residents without the proper coverage they need to manage their daily lives.
A disability attorney can help you understand your options, choose the right policy, and maximize your insurance benefits.
They can also simplify the insurance claims process for you. Further, they will fight on your behalf to ensure you receive the full benefits you’re entitled to.
With their expertise, disability attorneys often secure significant settlements for their clients from insurance companies.
Help With Your Social Security Disability Claim
Many disabled residents qualify for Social Security Disability payments, which can be life-changing for those struggling to make ends meet.
A Social Security disability benefits lawyer can guide you through the entire process—determining your eligibility, collecting medical records, preparing your application, filing for benefits, and even appealing if your claim is denied.
Hold Responsible Parties Accountable for Your Injuries
If your disability was caused by an accident, a disability attorney can help determine if you have a case for financial compensation against a person, business, or company.
You can get a free consultation from experienced lawyers to assess the value of your case or find out if you’re entitled to compensation.
If the responsible party or their insurance company doesn’t pay what you deserve, the lawyers will fight for your rights and take your case to court if necessary.
Stages of FL Social Security Disability Claims Process
The process of applying for Social Security Disability (SSD) benefits can be long and challenging, especially without legal help. Many applicants don’t get past the first stage. Here are the five main steps to the process:
Application:
Start by filing your claim online or at your local Social Security office.
Review:
A claims examiner reviews your medical records, work history, and other details to decide if you qualify.
Initial Determination:
The examiner decides if your claim is approved. About 40% of applications are accepted at this stage. If approved, you’ll start receiving benefits. If denied, you can move on to the next step: reconsideration.
Reconsideration:
If your claim is denied, you have 60 days to request a review, called reconsideration.
A new claims examiner will review your case, including any additional evidence. About 20% of claims are approved at this stage.
Hearing:
If reconsideration is denied, you can request a hearing with an Administrative Law Judge. The informal hearing typically includes the judge, their secretary, and a vocational expert.
You can present new evidence to support your claim. The judge will then decide if you qualify as disabled and are entitled to benefits.
